Finding the highest CD rates in Long Beach can be tough, but locating the best rates will get you that much closer to your savings goals.
Long Beach Banking Rates will help you locate the best CD rates by comparing available offers for you. We compile up-to-date rates information from our database of over 3,000 banks and credit unions to bring you only the most competitive rates in your area. 
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
 |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
|
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.45%
As of March 22, 2012
|
View Rate Details | First Federal Bank of California | CD Account |
|
1.36%
As of May 16, 2012
|
View Rate Details | F & A Federal Credit Union | CD Account |
|
1.20%
As of May 7, 2012
|
View Rate Details | EH National Bank | CD Account |
|
1.16%
As of May 8, 2012
|
View Rate Details | Broadway Federal Bank, F. S. B. | CD Account |
|
1.10%
As of April 30, 2012
|
View Rate Details | C B S Employees Credit Union | CD Account |
|
1.01%
As of May 3, 2012
|
View Rate Details | Balboa Thrift and Loan Association | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| Certified Credit Union - 6 Month CD Account | 1.00% to 0.30% | May 14, 2012 | |
| Manufacturers Bank - 12 Month CD Account | 0.20% to 0.15% | May 10, 2012 | |
| Premier America Credit Union - 12 Month CD Account | 0.75% to 0.70% | May 9, 2012 | |
| Priority One Credit Union - 2 Year CD Account | 0.88% to 0.82% | May 9, 2012 | |
| Broadway Federal Bank, F. S. B. - 2 Year CD Account | 1.26% to 1.16% | May 8, 2012 | |
| EH National Bank - 12 Month CD Account | 0.65% to 1.04% | May 7, 2012 | |
CD rates can vary greatly depending on the term and location of the account. Don’t settle on the first rate you’re offered; researching the rates from all the banks and credit unions in your area will likely result in finding competitive offers you never knew existed.
Why is finding the best CD rate in Long Beach so important? If you don’t need to access your money for a while, depositing in a CD could yield you higher interest rates.
Long Beach Banking Rates compiles rates data from a database of over 3,000 banks and credit unions to bring you the most up-to-date CD rate information and help you find the best accounts.
Long Beach’s largest employer is Boeing, the aviation giant. Have you considered buying their stock? It’s a pretty good bet – but everyone knows the stock market can be risky. If you’re more interested in certificates of deposit, Long Beach Banking Rates could help you find the best CD rates.
Long Beach Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Long Beach Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.
